Website Terms and Conditions

Please read the following terms and conditions carefully.

References to “you” or “your” are references to any person accessing this website (“Site”).

References to “the Bank” are references to The Access Bank UK Limited of which Access Private Bank is a division.

References to “we”, “us” or “our” are references to Access Private Bank, a division of The Access Bank UK Limited.

Site Terms

These terms and conditions govern your use of this Site and by accessing this Site you agree to be bound by them.

Please note that if you are an existing customer of the Bank, these terms will apply in addition to those contained in your Customer Agreement, an additional copy of which can be obtained by calling the CIO 44 (0)203 713 1331, Deputy CIO +44 (0)203 178 3729 or your Private Banker. All of the Bank’s products and services are also subject to separate terms and conditions which govern their use.

We reserve the right to change these terms and conditions at any time without notice by updating this posting and your continued access to or use of this Site will constitute your acceptance of any such changes.

Use of Site

We may in our sole discretion terminate your access to use this Site for any reason, including without limitation where we believe that you have not acted in accordance with the terms and conditions of this Site.

This Site is designed to be accessed from its homepage. Accessing a specific page within the Site via a hypertext link may mean that you do not see important information about the Site, the conditions for its use and the Bank.

Copyright

The entire design and content of this Site is the copyright of the Bank and all rights are reserved. All trademarks, including the Bank’s logo and the Bank’s name, brand and trading names, logos and designs used on this Site are the intellectual property of the Bank. The information contained on this Site is for your personal use only. You may not download, reproduce, transmit or modify any part of the Site without our prior written permission. You may only print out parts of this Site for your own personal use.

Third Party Products and Services

Where we may provide hypertext links or refer to third party internet web-sites, such links are not an endorsement by us of any products or services in such web-sites. Your use of such links is entirely at your own risk and we accept no responsibility or liability for the content, use or availability of such web sites or for any loss or damage, however arising, suffered as a result of their use. We have not verified the truth or accuracy and give no guarantees regarding the correctness, of the content of such web-sites.

This Site may also contain some material provided by third parties and we accept no responsibility or liability for the accuracy of such material.

No third party is permitted to link any other web-site to this Site or provide a link from this site to another web-site without obtaining our prior written consent.

No Offer

Nothing on this Site should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction, or to provide any investment advice or service.

No Warranty

Although we have taken all reasonable care to ensure that the information provided on this Site is accurate, we give no warranties or undertakings of any kind, express or implied, with regard to the accuracy, timeliness or completeness of any such information.

Opinions and any other contents on this Site are provided by us for personal use and informational purposes only and are subject to change without notice.

Nothing contained on the Site constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

No Liability

To the maximum extent permitted by law, we will accept no liability in any event including (without limitation) negligence for any damages or loss of any kind, including (without limitation) direct, indirect, incidental, special or consequential damages, expenses or losses arising out of, or in connection with your use of, access to, or inability to use the Site, or in connection with any error, omission, defect, computer virus or system failure, or loss of any profit, goodwill or reputation, even if expressly advised of the possibility of such loss or damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from this Site.

We do not exclude our duties or liabilities under the Financial Services and Markets Act 2000 or the rules of the Financial Conduct Authority for the conduct of business.

We reserve the right to modify, suspend or discontinue, temporarily or permanently, the Site or any part of it, with or without notice, at any time. You agree that we shall not be liable to you or to any third party for any such modification, suspension or discontinuance of the Site.

• Special conditions relating to use of the Internet Banking service
• We will take reasonable care to ensure the security of and prevent unauthorised access to our Internet Banking service as detailed in our privacy policy.
• You must:
  • ensure your computer and modem comply with the standards and requirements we tell you from time to time;
  • carry out your own regular virus checks;
  • follow the procedures and instructions in the user guidance that we give you from time to time;
  • not attempt to change any software provided by us;
  • not copy or allow any third party to use or copy any software provided by us without our consent; and
  • tell us as soon as you can if you become aware of any failure, delay, malfunction or error in the sending or receiving of instructions or any suspected fraud.
• If you use our internet banking service outside the UK you do so at your own risk, as it may constitute an offence in that country.
• The records we maintain of any instructions you give us by computer will be final evidence of your instructions and of the time they are given except where there is an obvious mistake.
• You are responsible if, when you use our internet banking service, you give us incorrect instructions or mistakenly instruct us to make the same payment more than once.

Governing Law

The Law of England & Wales governs these terms and conditions and you agree that the English Courts shall have exclusive jurisdiction to determine any matter or dispute in connection with or arising out of this Site and these terms and conditions.

This Site is designed for use in the UK and is not directed to, nor intended for distribution or use by, any person or entity in any jurisdiction or country where the publication or availability of this Site or such distribution or use would be contrary to local law or regulation. If you choose to access information on this Site, it is your responsibility to comply with the applicable local, national or international laws and any use of this Site outside the UK is entirely at your own risk. For guidance relating to your specific situation, please contact your legal adviser.